What is generally the impact of health insurance portability on individuals?

Health insurance portability generally enhances job mobility and security for individuals. This concept refers to the ability to maintain health insurance coverage when changing jobs without losing benefits or incurring waiting periods for pre-existing conditions. When health insurance is portable, employees can switch jobs without the fear of losing their health coverage, which encourages them to seek new employment opportunities. This aspect of portability not only promotes workforce flexibility but also contributes to a sense of security for individuals who may want to explore different career paths or start their own businesses, knowing they won't be left without necessary medical coverage.

The other options suggest limitations or negative impacts of portability that do not align with the primary benefits of health insurance portability. Therefore, the correct response highlights the positive aspect of portability in relation to employment and personal health security.