How many hours per week does the primary borrower need to be actively at work to qualify for credit accident and health insurance?

To qualify for credit accident and health insurance, the primary borrower generally needs to be actively at work for a minimum of 30 hours per week. This requirement is based on the understanding that maintaining a standard level of employment is crucial for insurers to assess the risk associated with granting coverage.

Being actively at work reflects the borrower's job stability and capacity to meet the financial obligations associated with credit. It is important for the insurance provider to ensure that the borrower is engaged in regular employment, as this indicates a greater likelihood of having access to employer-sponsored health benefits and a consistent income stream.

This threshold helps to mitigate potential risks for the insurer while ensuring that those who are eligible for this insurance can reasonably afford the premiums and carry the policy. The other options do not align with common industry standards for what constitutes a qualifying work schedule for credit accident and health insurance purposes.